Hitachi Capital (UK) PLC, together with its subsidiaries, provides finance in the form of contract hire, block discounting, leasing, hire purchase, personal loans, and related products and services to business and individual customers in the United Kingdom. It operates in five segments: Vehicle Solutions, Business Finance, Consumer Finance, Insurance Services, and Credit Management. The Vehicle Solutions segment provides vehicle management solutions and fleet management services, such as funded services; online services; personal leasing; rental services, risk management, and outsourcing; and accident, fuel, and maintenance management. The Business Finance segment offers medium-term asset finance to companies, including farming, professional services, information technology, print technology, the motor trade, construction, engineering, transport, landscaping, and rural enterprise. The Consumer Finance segment provides retail point of sale finance in consumer markets that includes furniture, electrical, jewellery, home improvements, healthcare, technology, and leisure. The Insurance Services segment offers direct insurance for payment protection and guaranteed asset protection to the motor trade, insurance intermediaries, and finance providers. The Credit Management segment provides credit control and debt recovery services. The company was founded in 1982 and is headquartered in Hounslow, the United Kingdom. Hitachi Capital (UK) PLC is a subsidiary of Hitachi Capital Corporation.