Coventry Health Care, Inc. operates as a managed healthcare company in the United States. The company operates health plans, insurance companies, and network rental and workers’ compensation services companies. Its Commercial Business division provides various products, including health maintenance organization (HMO), preferred provider organizations (PPO), and point of service products. This division also offers commercial management services products; consumer-directed benefit options, including health reimbursement accounts and health savings accounts; and network rental services and other managed care products through a PPO network to national, regional, and local third party administrators and insurance carriers. The company’s Individual Consumer and Government division offers health benefits to members participating in the Medicare Advantage HMO, Medicare Advantage PPO, Medicare Advantage Private-Fee-For-Service, Medicare Prescription Drug, and Medicaid programs. This division also provides fully-insured managed care services, as well as other products and services, such as pharmacy benefit management, clinical management, and fiscal intermediary services. Its Specialty Business division offers various products, including access to provider network, pharmacy benefits management, field case management, telephonic case management, independent medical exam, and bill review capabilities. The company markets its products and services to individuals, employer and government-funded groups, government agencies, insurance carriers, and administrators through direct sales staff, and a network of independent brokers and agents. Coventry Health Care was founded in 1986 and is based in Bethesda, Maryland.