Halifax Plc, together with its subsidiaries, provides various financial services in the United Kingdom. It offers personal banking services, mortgages, savings bank accounts, personal loans, and credit cards through direct mail, telephone, and Internet services, as well as through its branches. The company also offers leasing, estate agency and financial services, offshore licensed deposits, secured lending on residential property, and mortgage indemnity and other insurance products, such as car, home, travel, pet, healthcare, and protection insurance. In addition, Halifax involves in the marketing of Intelligent Finance software, and vehicle leasing operations. The company is based in Halifax, the United Kingdom. Halifax plc is a subsidiary of HBOS plc.