Frank Crystal & Co., Inc. is an insurance brokerage company. It designs and implements a variety of insurance solutions. The company’s products include bonds, such as fidelity bonds, commercial crime bonds, investment company blanket bonds, stockbroker blanket bonds, bankers blanket bonds, surety bonds, license bonds, performance bonds, permit bonds, financial guarantees, and kidnap and ransom insurance; and employee benefits, such as medical, prescription drug, dental, vision, short-term disability, long-term disability, long-term care, international benefits, retirement plans, voluntary benefits, flexible spending accounts, and employee assistance plans. It also offers liability products, such as directors and officers liability, employment practices liability, errors and omissions insurance, fiduciary liability, general partners liability, and Internet professional liability; and property and casualty products, such as business interruption and extra expense, general liability, products liability, auto liability and physical damage, workers' compensation and employer's liability, excess/umbrella liability, and boiler and machinery. Frank Crystal also offers homes and property; earthquake, flood, and windstorm; automobiles, watercraft, and aircraft; jewelry, fine arts, and collectibles; kidnap and ransom; personal/excess liability; outside directorship liability; disability income protection; estate planning and wealth preservation; and life insurance solutions to private clients. The company offers brokerage, claims, consulting, and loss control services. It serves clients in North America and internationally. Frank Crystal serves aviation, financial services, manufacturing, marine and energy, not-for-profit, real estate, retail, and technology sectors. The company was founded in 1993 and is based in New York, New York, with branch offices in Coral Gables, Houston, Palm Beach, Philadelphia, Portland, San Francisco, and Seattle.