Fiserv, Inc. provides integrated information management systems and services primarily in the United States. Its services include transaction processing, electronic commerce products and services, business process outsourcing, document distribution services, and software and systems solutions. The company operates through three segments: Financial Institution Services, Insurance Services, and CheckFree. The Financial Institution Services segment provides account and transaction processing systems and services to financial institutions, such as banks, thrifts and credit unions, and other financial intermediaries. The Insurance Services segment provides a range of services comprising policy administration, rating, claims administration, and reinsurance administration. This segment also offers billing and payment assurance services to pharmacies; pharmacy claims administration services for payers and employers; and Internet-based solutions for electronic communications between workers’ compensation medical providers and payers. In addition, it provides application software solutions to the consumer-directed healthcare industry. The CheckFree segment provides online banking, electronic billing and payment, software applications, and investment management solutions. This segment also offers software, maintenance, support, and consulting services primarily to financial service providers, as well as provides a range of portfolio management services to financial institutions. The company serves banks, credit unions, financial planners and investment advisers, insurance companies and agents, leasing companies, lenders, savings institutions, retailers and merchants, government bodies, and publicly and privately owned companies. Fiserv, Inc. was founded in 1984 and is headquartered in Brookfield, Wisconsin.