EZCORP, Inc., together with its subsidiaries, lends or provides credit services to individuals who do not have cash resources or access to credit to meet their short-term cash needs. The company makes pawn loans, which are non recourse loans collateralized by tangible personal property, including jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also offers signature loans, consisting of payday loans or fee-based credit services, to customers seeking loans from unaffiliated lenders. In addition, EZCORP provides credit services, including advice and assistance to customers in obtaining loans from unaffiliated lenders, in Texas and Florida. As of September 30, 2007, it offered pawn related activities from 298 pawn stores, and signature loans form 75 pawn stores and 433 EZMONEY stores. The company was founded in 1989 and is based in Austin, Texas.