eFunds Corporation provides risk management, electronic payment, and outsourcing solutions worldwide. It operates in three segments: US Payments, US Risk Management, and International. The US Payment segment processes electronic debit transactions, including electronic funds transfers, automated clearinghouse, and other payment processing services. It also provides electronic benefit transfer services to government agencies, as well as engages in the licensing, maintenance, and support of its electronic funds transfers software. The US Risk Management segment provides risk management products and services to financial institutions, retailers, and other businesses that assist in detecting fraud and assessing the risk of opening a new account or accepting a check at a point-of-sale device, physical branch location, or through the Internet. This segment also provides business process outsourcing (BPO) services in support of account-based activities, such as account acquisition support, credit card and brokerage support, call centers, loan processing, collections, data entry, and systems maintenance. The International segment sells its software, as well as offers BPO, automated teller machine management, and electronic transaction processing services in India and eastern Europe. The company markets its products and services to financial institutions, financial services companies, electronic funds networks, retailers, government agencies, telecommunications companies, and other businesses through a network of direct sales force; and indirect sales channels, such as distributors, resellers, and targeted alliances. eFunds Corporation was founded in 1984 and is headquartered in Scottsdale, Arizona. As of September 12, 2007, eFunds Corp. is a subsidiary of Fidelity National Information Services Inc.