E-xact Transactions, Ltd. provides online financial transaction processing services in Canada and the United States. Its electronic commerce software services allow personal computer (PC) based point-of-sale terminals, PCs, computer systems, and product platforms to accept credit card payments and submit those payments to various payment processing networks for preauthorization, authorization, and settlement/deposit. The company’s solutions include virtual point of sale, software developer kit, Web Services solutions, merchant solutions, developer solutions, and acquirer solutions. E-xact Transactions offers its payment processing solutions primarily to software and Web site developers, merchants, and financial institutions. The company was incorporated in 1998 and is headquartered in Vancouver, Canada.