Cincinnati Financial Corporation, through its subsidiaries, offers commercial, personal, and life insurance products to businesses and individuals in the United States. The company operates in four segments: Commercial Lines Property Casualty Insurance, Personal Lines Property Casualty Insurance, and Life Insurance. The Commercial Lines Property Casualty Insurance segment provides coverage for commercial casualty, commercial property, commercial auto, and workers’ compensation. It also offers specialty packages, which include coverages for property, liability, and business interruption for specific industry classes, such as artisan contractors, dentists, garage operators, financial institutions, metalworkers, printers, religious institutions, or smaller, main street businesses. In addition, this segment provides machinery and equipment coverage, as well as contract and commercial surety bonds, fidelity bonds, and director and officer liability insurance. The Personal Lines Property Casualty Insurance segment provides coverage for personal auto and homeowners, as well as offers insurance products for dwelling fire, inland marine, personal umbrella liability, and water craft coverage. The Life Insurance segment provides term insurance; universal life insurance; whole life insurance; and worksite products for employees, which include term insurance, whole life insurance, universal life, and disability insurance. This segment also markets disability income insurance, deferred annuities, and immediate annuities. The Investment segment invests in fixed maturity investments, equity investments, and short-term investment products. The company markets its insurance products through independent insurance agencies. It also provides leasing and financing services, as well as asset management services to institutions, corporations, and high net worth individuals. Cincinnati Financial was founded in 1950 and is headquartered in Fairfield, Ohio.