A Message from Lynn Pike, President, Capital One Bank

In these unprecedented times within our financial markets, consumers and businesses large and small want to be certain that their financial institution is strong and secure.

You can be confident that Capital One is a strong, stable, well-capitalized bank. Our team of veteran bankers is focused on managing our business decisively so that we are well positioned to meet your financial needs.


We are one of the top 10 banks in the country.
We have capital levels well above what our regulators require.
We do not rely on overnight or short-term funding.
By design, our consumer mortgage exposure is low, comprising less than 8% of our total managed loans.
Capital One Bank* is a member of the FDIC, which means our depositors are insured up to the limits established by federal law.
Capital One Direct Banking is the national direct bank for Capital One Bank.

Below is additional information on the financial stability of Capital One.

Thank you for being a Capital One Direct Banking customer. We appreciate your business. If you have any questions about the bank or your account, please let us know—we're here to help.

Best regards,


Lynn Pike
President, Capital One Bank