Capital Bank Corporation operates as the holding company for Capital Bank, which provides general commercial banking services in North Carolina. The bank offers various deposit products, including checking accounts, savings accounts, NOW accounts, money market accounts, and certificates of deposit. Its loan portfolio comprises loans for real estate, construction, businesses, agriculture, personal uses, home improvement, and automobiles, as well as mortgage loans, equity lines of credit, credit loans, and consumer loans. The bank also provides credit cards, individual retirement accounts, safe deposit boxes, bank money orders, Internet banking, electronic funds transfer services, and travelers’ checks. In addition, it provides automated teller machine services and noninsured investment products and services. As of December 31, 2006, the company operated 26 branch offices, including five branch offices in Raleigh, four in Burlington, three in Sanford, three in Asheville, two in Cary, two in Graham, and one each in Siler City, Oxford, Wake Forest, Greensboro, Hickory, Mebane, and Pittsboro. Capital Bank Corporation was founded in 1997 and is headquartered in Raleigh, North Carolina.