Beal Bank S.S.B., a state-chartered savings bank, provides wholesale banking services to lending and deposit customers. The company offers saving products, such as certificates of deposit, money market accounts, individual retirement accounts, and statement savings accounts. Its activates include commercial real estate acquisition and developments; individual loan and loan portfolio acquisitions; financing and funding loans; and participations in loans secured by tangible assets in industries, such as real estate, gaming and lodging, energy, power and gas, manufacturing, timber, and transportation and distribution. The company also offers FDIC Money Smart, an adult education program that builds knowledge, security, and confidence. Beal Bank S.S.B. was founded in 1988 and is headquartered in Plano, Texas, with deposit branches in Texas and California. Beal Bank S.S.B. operates as a subsidiary of Beal Financial Corp.