Bank of Queensland Limited, together with its subsidiaries, provides various banking and financial services primarily in Queensland, Australia. It offers personal banking services, including everyday banking accounts; savings and investments accounts; credit cards; personal loans; home loans; margin lending; private banking services; and insurance, such as motor, home and contents, landlord, travel, and commercial insurance products, as well as traveler’s cheques, pre-paid travel money cards, and wealth management services. The company also provides business banking services comprising transaction accounts, investment accounts, statutory trust accounts, business loans, equipment finance, and business cards, as well as offers international services, including foreign exchange payment options, trade finance and services, foreign exchange hedging, trade enabler, and foreign currency accounts and deposits. In addition Bank of Queensland provides merchant services and property finance, as well as farm management deposits; Internet banking; and phone banking services. As of August 31, 2007, it operated approximately 235 branches. The company was founded in 1874 and is based in Brisbane, Australia.