Bank of Hawaii Corporation operates as the holding company for Bank of Hawaii that provides various financial products and services for individuals, families, businesses, and governments in Hawaii, American Samoa, and the West Pacific. It operates in four segments: Retail Banking, Commercial Banking, Investment Services, and Treasury. The Retail Banking segment offers deposit products, which comprise checking, savings, and time deposit accounts; and loan and lease products that include residential mortgage loans, home equity lines of credit, automobile loans and leases, and installment loans. This segment also provides merchant services to its small business customers, and retail property and casualty insurance products. The Commercial Banking segment offers various products, including corporate banking and commercial real estate loans, lease financing, auto dealer financing, deposit and cash management products, and wholesale property and casualty insurance products. This segment also provides lending, deposit, and cash management services to middle-market and large companies; and commercial real estate mortgages to investors, developers, and builders. The Investment Services segment offers private banking, trust, asset management, and institutional investment advisory services to individuals and families, high-net-worth individuals, corporations, government entities, and foundations. This segment also provides brokerage services for equities, mutual funds, life insurance, and annuity products. The Treasury segment offers corporate asset and liability management services, including interest rate risk management and foreign exchange services. As of December 31, 2007, Bank of Hawaii Corporation operated 84 branches in Hawaii and the Pacific Islands. The company was founded in 1897 and is headquartered in Honolulu, Hawaii.