Bank of China Limited provides a range of banking and related financial services primarily in the People’s Republic of China, Hong Kong, and Macau. It operates in five segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, and Insurance. The Corporate Banking segment offers a range of products and services to corporate customers, including current accounts; deposits; overdrafts; lending products and services; trade related products and other credit facilities; and custody, foreign currency, and derivative products. The Personal Banking segment provides a range of products and services to retail customers, including current accounts, savings, deposits, investment savings products, credit and debit cards, consumer loans, and mortgages. The Treasury Operations segment comprises foreign exchange transactions; customer-based interest rate and foreign exchange derivative transactions; money market transactions; proprietary trading and asset liability management. The Investment Banking segment consists of debt and equity underwriting; asset management services; brokerage services; and loan syndications. The Insurance segment includes underwriting of general and life insurance business and insurance agency services. The bank also offers Internet and telephone banking products and services, as well as ATM services. As of December 31, 2006, it had a network of 11,241 domestic and overseas branches and outlets. The bank was founded in 1912 and is headquartered in Beijing, the People's Republic of China. Bank of China Limited is a subsidiary of Central SAFE Investments Limited.