PT BANK MANDIRI (PERSERO) TBK operates in the banking industry in Indonesia and internationally. It involves in the consumer banking, small business and micro banking, commercial banking, corporate banking businesses. The company’s consumer banking business offers various products and services, which include saving, current, and time deposits; investment products and banc assurance; loans for personal, housing, and other purposes; credit cards; VIP services; and other services comprising traveller’s cheque, safe deposit boxes, pay roll package, payment point, and fund transfer services. PT BANK MANDIRI’s small business and micro banking business provides cash and non cash loans, and small commercial loans for investment and working capital purposes to individual business owners and small enterprises. It also offers micro commercial loans, including non collateral loans for individual business owner and micro enterprises. The company’s commercial banking business provides products and services that include checking accounts, deposit on call, and time deposits; cash loans for working capital, investment, cash collateral, and customized cash loans, such as overdraft and investment loans for mining, telecommunication, and commodities; non cash loans; and cash management services. Its corporate banking business offers cash management, structured finance, treasury products, and trade finance services. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.