AmeriCredit Corp., an auto finance company, engages in purchasing and servicing automobile sales finance contracts in the United States and Canada. It also originates operating leases on automobiles. The company specializes in purchasing retail automobile installment sales contracts originated by franchised and select independent dealers in connection with the sale of used and new automobiles, as well as in making loans directly to consumers buying new and used vehicles. Its loan servicing activities consist of collecting and processing customer payments; responding to customer inquiries; initiating contact with customers who are delinquent in payment of an installment; maintaining the security interest in the financed vehicle; monitoring physical damage insurance coverage of the financed vehicle; and arranging for the repossession of financed vehicles, liquidation of collateral, and pursuit of deficiencies. The company services its loan portfolio at regional centers using automated loan servicing and collection systems. It offers automobile lending programs to customers who have limited access to automobile financing. The company uses a combination of a branch office network and dealer relationship managers to market its indirect financing programs to selected dealers. As of June 30, 2007, it operated a network of 65 branch offices. The company was founded in 1986 and is based in Fort Worth, Texas.