Abu Dhabi Islamic Bank provides Islamic financing, investments, and commercial and other banking services in the United Arab Emirates, the Middle East, Europe, the Far East, and the United States. The company operates in three segments: Retail and Commercial Banking, Corporate Banking, and Investment and Treasury. The Retail and Commercial Banking segment provides deposit products for individual customers and small businesses, and offers consumer and commercial type Murabaha, Istisna’a, Ijara, and Covered Cards facilities. The Corporate Banking segment provides Murabaha, Ijara, and Istisna’a facilities for corporate and institutional customers. The Investment and Treasury segment offers a range of investment products, such as Murabaha and Mudaraba. The company also provides Internet banking services. As of December 31, 2006, Abu Dhabi Islamic Bank operated 36 branches. The company was founded in 1997 and is headquartered in Abu Dhabi, the United Arab Emirates.