Absa Bank Limited offers a range of banking and financial products and services to personal, commercial, and corporate customers in South Africa. It offers a range of private banking products and services that include savings, current, and basic banking accounts; credit and debit cards; investment products comprising equities, unit trusts, offshore investing products, and retirement funds; loans, such as home, vehicle, and personal loans; insurance brokerage services; and transactional, foreign currency, Internet banking, and ATM services. The company also provides business banking products and services that primarily include cheque accounts, transaction cards, guarantees, bank reports, and international banking; commercial property finance, corporate and business asset finance, term loans, structured finance, debtor finance, and vehicle management solutions; employee benefit solutions, such as retirement funds, health care consultants, and group schemes; various merchant services; and advisory services. In addition, it offers a range of corporate banking products and services that include custodial services, local documentary products, securities lending, and other investment banking products and services; and merchant banking products and services that include black economic empowerment programs, private equity, mergers and acquisitions services, private public partnerships, restructuring, advisory services, and implementation. Absa Bank also has operations in the United Kingdom, Germany, Singapore, and various other African countries. The company is based in Johannesburg, South Africa. Absa Bank Limited is a wholly owned subsidiary of Absa Group Limited.